How to make Apple Card payments

Run into how to make a payment, check your balance, and choose a payment source.

Check your Card Balance for Apple Card in the Wallet app

Bank check your balance

To meet your Card Balance, open the Wallet app on your iPhone and tap Apple tree Menu.ane The Card Residuum shows below your card. Card Balance includes all new spending and whatsoever remaining monthly balance. If you lot have Apple Card Monthly Installments, then your residue includes the newly billed monthly installment.

You lot can only pay off purchases after they clear, so Card Remainder will go along to reflect pending transactions, fifty-fifty if you make a maximum payment.

Discover your monthly balance

The monthly balance includes all of your spending in a month (except for whatever pending transactions), interest charges, and credits posted to your account. It as well includes any remaining balance from the previous month. If y'all accept Apple Card Monthly Installments,2 your monthly balance includes your involvement-free monthly installment. When you pay the monthly rest, it stops additional involvement charges on your account.

  1. Open the Wallet app on your iPhone and tap Apple tree Menu.
  2. Tap to pay.
  3. Your monthly balance is automatically selected and you run across a light-green checkmark.

If you already paid some of your monthly balance, your remaining monthly residual is shown. If yous pay off your monthly balance each month past the due engagement, you aren't charged interest.

Find your minimum payment due

The minimum payment is the minimum amount you must pay towards your Apple Bill of fare remainder to go on your account electric current.

  1. Open the Wallet app on your iPhone and tap Apple Carte.
  2. Tap to pay.
  3. Press and slide counterclockwise until the wheel turns red and stops.
  4. You see the minimum payment due.

When your minimum payment is due, Payment Due appears with the amount below your Apple tree Carte. If you bought an iPhone, iPad, Mac, or other eligible Apple production with Apple Bill of fare Monthly Installments, your monthly installment is included in the minimum payment corporeality.

How to make payments

You tin fix upward recurring scheduled payments or make a one-fourth dimension payment in the Wallet app with just a few taps. If yous don't take an eligible iPhone or iPad, you can make an Apple Menu payment online at card.apple.com.

For Apple Carte du jour Family, business relationship owners and co-owners are responsible for all payments on the shared Apple Card business relationship. On a co-owned account, each co-owner can make payments on the account and tin add together a bank business relationship. Before making or scheduling a payment on a shared Apple Bill of fare account, co-owners should verify that the correct depository financial institution account is selected.three

Set up scheduled payments for Apple Card in the Wallet app

Gear up scheduled payments for Apple Card

  1. Open the Wallet app on your iPhone and tap Apple Menu.
  2. Tap the more push, tap Scheduled Payments, then tap Continue.
  3. Tap Pay My Bill to pay your previous monthly residual or tap Pay Unlike Amount to cull an amount. So tap next:
    • If yous chose Pay My Pecker, select when you desire your payment to be fabricated, then tap Next.
    • If you chose Pay Different Amount, select your payment amount, when you lot want the payment to echo, when you want the first payment to be fabricated, then tap Side by side.
  4. Ostend with Face ID, Touch ID, or passcode.
  5. Tap Washed.

If you want to change your scheduled payment, yous need to offset cancel your electric current scheduled payment. Just tap the more button , and so tap your scheduled payment under Scheduled Payments. Tap Cancel Payments and tap Cancel Payments over again to confirm your choice.

Make a one-time payment

Pay now

To make an immediate i-time payment, follow these steps:

  1. Open the Wallet app on your iPhone and tap Apple Card.
  2. Tap to pay.
  3. Hold and slide the payment wheel to choose a payment corporeality.
  4. Tap Pay Now to instantly brand your payment, then follow the instructions on your screen.

Pay afterwards

Hither's how to schedule a one-time payment:

  1. Open up the Wallet app on your iPhone, tap Apple tree Card, then tap to pay.
  2. Hold and slide the payment wheel to cull a payment amount, and so tap Pay Later on.
  3. Cull the date you want to make the payment.4
  4. Tap Pay on [your chosen date], and so follow the instructions on your screen.

Make boosted payments on your Apple tree Menu Monthly Installments

If you pay your minimum payment due each month, you lot're automatically paying your Apple Card Monthly Installment for that month. To make an additional payment or pay off your installment balance, you need to pay your Maximum Payment for all other Apple tree Card purchases before additional payments tin can be practical to your installment balance.

Learn how to pay extra towards your Apple tree Card Monthly Installments.

Apple Menu Monthly Installments are interest-free and all other purchases yous make with your Apple Carte accept a variable April.2 When you pay toward your Apple Card residuum outset, you can reduce or eliminate interest charges.

If y'all pay more towards your installment balance, you might reduce the number of payments, simply you're all the same required to pay your installment the next month.

If your iPhone or iPad is unavailable

If your iPhone is missing or stolen, yous tin can call an Apple Card specialist to make a payment. You tin also enquire an Apple Card specialist to aid you fix scheduled payments and then yous won't miss a payment.

If you added your Apple Card to another iPhone, y'all tin can brand a payment or prepare upwardly scheduled payments in the Wallet app on that iPhone. If you added your Apple tree Card to your iPad, yous tin can go to Settings > Wallet & Apple tree Pay > Apple Carte, and then tap Make a Payment or set up Scheduled Payments.

Abolish a payment

On iOS 14 or later, you might exist able to cancel a one-time payment that hasn't been processed yet:

  1. On your iPhone, open the Wallet app and tap Apple Card.
  2. Under Latest Transactions, tap the payment that yous desire to cancel.
  3. Tap the payment once more, then tap Study an Consequence.
  4. Cull an event, then tap Cancel Payment.

If you don't see Abolish Payment, tap Contact Support to chat with an Apple Bill of fare specialist.

Cull or change a payment source

Add a banking company business relationship that you can use to make payments, or utilise Apple tree Cash to assist pay off your Apple tree Card residual. The kickoff time you lot choose to add a bank business relationship, you're asked if you want to add together the aforementioned bank business relationship that you utilize with Apple Cash. If you select Yes, the bank business relationship is automatically added.

Add a banking concern account

  1. Get your bank account number and bank routing number.
  2. Open the Wallet app on your iPhone and tap Apple tree Carte.
  3. Tap the more button.
  4. Scroll downwards and tap Bank Accounts.
  5. Tap Add a Banking company Account, and then follow the instructions on your screen.

Yous can add multiple bank accounts to brand payments. The first depository financial institution account yous add will exist your default depository financial institution account.

Delete a banking concern account

Before you delete a bank account, you must delete whatsoever payments that yous set up using that bank account.

Then, open the Wallet app on your iPhone and follow these steps:

  1. Tap Apple Card.
  2. Tap the more than push button.
  3. Scroll downward and tap Depository financial institution Accounts.
  4. Tap Edit.
  5. Tap the delete push.

Pay with Apple Cash or a dissimilar bank account

If yous cull Pay Now, you lot can use your Apple Greenbacks balance to make an firsthand one-time payment. If the residuum of your Apple Greenbacks account is less than the amount of your payment, the remaining balance is paid from your default banking concern business relationship.

Y'all can also choose a different bank business relationship to pay your Apple Card residual:

  1. Open the Wallet app on your iPhone and tap Apple tree Card.
  2. Tap to pay.
  3. Choose a payment amount and tap the Pay Now button.
  4. Tap your bank account, then cull a dissimilar banking concern account.
  5. Tap the Back button and authenticate with Face up ID, Affect ID, or your passcode to make a payment.

Choose whether to use Apple Card when you make an Apple Card payment

Turn payments with Apple Greenbacks on or off

If you desire to pay from but your bank business relationship without using your Apple Cash balance, follow these steps:

  1. Open the Wallet app on your iPhone and tap Apple tree Card.
  2. Tap to pay.
  3. Choose a payment corporeality and tap Pay Now.
  4. Tap your bank account, then turn Apple tree Greenbacks on or off.
  5. Tap the Back button, and so authenticate with Confront ID, Bear on ID, or passcode to make a payment.

See your payment history

To view your payment history, follow these steps:

  1. Open the Wallet app on your iPhone and tap Apple tree Card.
  2. Tap Carte du jour Residuum.
  3. Scroll downward and select the Statement y'all desire to view.

Next to Payments and Credits you run across the amount of Payments and Credits from the calendar month you selected. If you desire to download a PDF of the argument, tap Download PDF Statement. Payments and Credits includes payments you might take made, refunds on purchases you lot returned, and credits you might accept received from a transaction dispute.

You lot can also view private payments. Only open the Wallet app on your iPhone and tap Apple Card. So scroll through Latest Transactions until yous run into a Payment transaction. To see the payment details, tap the transaction, and so tap it once more on the next screen.

  1. Apple tree Carte du jour is issued past Goldman Sachs Bank USA, Salt Lake Metropolis Branch.
  2. Variable APRs range from 11.24% to 22.24% based on creditworthiness. Rates as of April 1, 2022.
  3. Each co-possessor is jointly and individually responsible for all balances on the co-endemic Apple Card including amounts due on the existing co-owner's account before the accounts are merged. Each co-owner will exist reported to credit bureaus as an possessor on the account. In addition, co-owners will have total visibility into all business relationship activity and each co-owner is responsible for the other co-possessor's instructions or requests. Credit reporting includes positive and negative payment history, credit utilization and additional data. Card usage and payment history may touch each co-owner'southward credit score differently considering each private's credit history will include information that is unique to them. Addition of a new co-owner is bailiwick to credit approval and general eligibility requirements. Learn more about Apple Card eligibility requirements. Either co-owner tin can close the account at whatsoever time which may negatively impact your credit and you will still be responsible for paying all balances on the account. Learn more virtually account sharing options, including some of the risks and benefits.
  4. You tin can only use your bank business relationship to schedule a i-time payment.

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